.policy-hero{text-align:center;border-bottom:1px solid var(--c-border);background:var(--c-ivory);padding:5.5rem 2rem 4rem}.policy-hero__label{letter-spacing:.32em;text-transform:uppercase;color:var(--c-gold);margin-bottom:1.25rem;font-size:.62rem;font-weight:400;display:block}.policy-hero__title{font-family:var(--font-serif), serif;color:var(--c-ink);margin:0 0 1.75rem;font-size:clamp(2rem,3.5vw,3rem);font-weight:300;line-height:1.2}.policy-hero__ornament{justify-content:center;align-items:center;gap:.75rem;display:flex}.policy-hero__ornament-line{background:var(--c-border);width:48px;height:1px;display:block}.policy-hero__ornament-diamond{background:var(--c-gold);flex-shrink:0;width:6px;height:6px;display:block;transform:rotate(45deg)}.policies-nav{flex-direction:column;gap:1rem;max-width:680px;margin:0 auto;padding:4rem 2rem 6rem;display:flex}.policies-nav__item{border:1px solid var(--c-border);font-family:var(--font-sans), sans-serif;color:var(--c-ink-2);letter-spacing:.03em;background:#fff;padding:1.25rem 1.75rem;font-size:.88rem;font-weight:300;text-decoration:none;transition:border-color .2s,color .2s,padding-left .2s;display:block}.policies-nav__item:hover{border-color:var(--c-gold);color:var(--c-ink);padding-left:2.25rem}.policy{background:var(--c-ivory);min-height:60vh}.policy-layout{grid-template-columns:220px 1fr;align-items:start;gap:5rem;max-width:1100px;margin:0 auto;padding:4rem 3rem 6rem;display:grid}.policy-toc{position:sticky;top:120px}.policy-toc__label{letter-spacing:.28em;text-transform:uppercase;color:var(--c-gold);margin:0 0 1rem;font-size:.58rem;font-weight:400}.policy-toc__list{flex-direction:column;gap:.25rem;margin:0;padding:0;list-style:none;display:flex}.policy-toc__link{color:var(--c-ink-3);border-left:2px solid #0000;padding:.3rem 0 .3rem .75rem;font-size:.78rem;font-weight:300;text-decoration:none;transition:color .15s,border-color .15s,padding-left .15s;display:block}.policy-toc__link:hover{color:var(--c-ink);border-left-color:var(--c-gold);padding-left:1rem}.policy-content{min-width:0}.policy-content__back{letter-spacing:.1em;text-transform:uppercase;color:var(--c-ink-3);align-items:center;gap:.5rem;margin-bottom:3rem;font-size:.7rem;font-weight:400;text-decoration:none;transition:color .15s;display:inline-flex}.policy-content__back:hover{color:var(--c-gold)}.policy-section{border-bottom:1px solid var(--c-border);margin-bottom:3rem;padding-bottom:3rem}.policy-section:last-child{border-bottom:none;margin-bottom:0}.policy-section__number{font-family:var(--font-serif), serif;letter-spacing:.2em;color:var(--c-gold);margin-bottom:.5rem;font-size:.72rem;font-weight:400;display:block}.policy-section__title{font-family:var(--font-serif), serif;color:var(--c-ink);margin:0 0 1.25rem;font-size:1.3rem;font-weight:400}.policy-section p{font-size:var(--t-body-size);font-weight:var(--t-body-weight);color:var(--c-ink-2);line-height:var(--t-body-lh);margin:0 0 1rem}.policy-section p:last-child{margin-bottom:0}.policy-section a{color:var(--c-gold);text-underline-offset:2px;text-decoration:underline}.policy-section a:hover{color:var(--c-gold-dk)}@media (max-width:900px){.policy-layout{grid-template-columns:1fr;gap:2.5rem;padding:3rem 1.75rem 5rem}.policy-toc{flex-wrap:wrap;align-items:center;gap:.5rem;display:flex;position:static}.policy-toc__label{margin-bottom:0;margin-right:.5rem}.policy-toc__list{flex-flow:wrap;gap:.25rem 1rem}.policy-toc__link{border-bottom:1px solid #0000;border-left:none;padding-bottom:.15rem;padding-left:0}.policy-toc__link:hover{border-left-color:#0000;border-bottom-color:var(--c-gold);padding-left:0}}.faq{background:var(--c-ivory)}.faq-hero{text-align:center;border-bottom:1px solid var(--c-border);padding:5.5rem 2rem 4rem}.faq-hero__eyebrow{letter-spacing:.32em;text-transform:uppercase;color:var(--c-gold);margin-bottom:1.5rem;font-size:.62rem;font-weight:400;display:block}.faq-hero__title{font-family:var(--font-serif), serif;color:var(--c-ink);margin:0 0 1rem;font-size:clamp(2rem,3.5vw,3rem);font-weight:300}.faq-hero__title em{font-style:italic}.faq-hero__sub{font-size:var(--t-body-size);font-weight:var(--t-body-weight);color:var(--c-ink-2);line-height:var(--t-body-lh);max-width:480px;margin:0 auto}.faq-hero__link{color:var(--c-gold);text-underline-offset:2px;text-decoration:underline;transition:color .15s}.faq-hero__link:hover{color:var(--c-gold-dk)}.faq-body{max-width:900px;margin:0 auto;padding:4rem 2rem 6rem}.faq-group{margin-bottom:3rem}.faq-group__title{letter-spacing:.32em;text-transform:uppercase;color:var(--c-gold);border-bottom:1px solid var(--c-border);margin:0 0 1.25rem;padding-bottom:.75rem;font-size:.62rem;font-weight:400}.faq-group__list{flex-direction:column;display:flex}.faq-item{border-bottom:1px solid var(--c-border)}.faq-item__q{cursor:pointer;text-align:left;width:100%;color:var(--c-ink);background:0 0;border:none;justify-content:space-between;align-items:center;gap:1rem;padding:1.25rem 0;font-family:inherit;font-size:.9rem;font-weight:400;transition:color .2s;display:flex}.faq-item__q:hover,.faq-item--open .faq-item__q{color:var(--c-gold)}.faq-item__icon{width:12px;height:12px;color:var(--c-ink-3);flex-shrink:0;transition:color .2s;position:relative}.faq-item--open .faq-item__icon{color:var(--c-gold)}.faq-item__icon:before,.faq-item__icon:after{content:"";background:currentColor;width:12px;height:1px;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}.faq-item__icon:after{transition:transform .34s cubic-bezier(.22,.61,.36,1),opacity .22s;transform:translate(-50%,-50%)rotate(90deg)}.faq-item--open .faq-item__icon:after{opacity:0;transform:translate(-50%,-50%)rotate(0)}.faq-item__body{grid-template-rows:0fr;transition:grid-template-rows .34s cubic-bezier(.22,.61,.36,1);display:grid}.faq-item--open .faq-item__body{grid-template-rows:1fr}.faq-item__body-inner{overflow:hidden}@media (prefers-reduced-motion:reduce){.faq-item__body,.faq-item__icon:after{transition-duration:1ms}}.faq-item__a{font-size:var(--t-body-size);font-weight:var(--t-body-weight);color:var(--c-ink-2);line-height:var(--t-body-lh);max-width:720px;margin:0;padding-bottom:1.25rem}.faq-cta{background:var(--c-cream);border-top:1px solid var(--c-border);text-align:center;padding:4rem 2rem}.faq-cta__text{font-family:var(--font-serif), serif;color:var(--c-ink);margin:0 0 2rem;font-size:1.25rem;font-weight:300}.faq-cta__btn{font-family:var(--font-sans), sans-serif;letter-spacing:.18em;text-transform:uppercase;background:var(--c-gold);color:var(--c-ivory);padding:.9rem 2.25rem;font-size:.68rem;font-weight:400;text-decoration:none;transition:background .25s;display:inline-block}.faq-cta__btn:hover{background:var(--c-gold-dk)}